ubi.png
 

How might we…

…empower drivers to better understand their driving behaviour so that they can make better decisions on the road.

 

Company
Intelematics

Project
Usage Based Insurance – Mobile App

My Role
Product Designer

Date
2017

Team
Luke Allen, Product Designer
Valeria Gottau, Product Designer


⚡️Problem

Intelematics had developed a white-label technology-led solution that allowed vehicle insurers such as RACV to provide a Usage-Based Insurance service, where the driver’s insurance premium and discounts was determined by their driver behaviour.

This required the use of a device to be plugged in to the driver’s vehicle, that was essentially a ‘black box’ to drivers and provided little to no value other than potentially receiving a discount. The service lacked transparency around what influenced the discount and why, and as a result, adoption of trials was low and engagement with the product was unfavourable.


💡Solution

Provide users with an interface that lets them view information gathered from the ‘black box’ device in a user-friendly manner, providing a channel for them to view, understand, and action insights. The mobile-app included functionality, such as:

  • Drive log - a view of the vehicle’s trip information and behaviour on each trip, and ability to utilise this for tax purposes

  • Driver behaviour score - providing transparency on a user’s driver behaviour, broken down into their acceleration, braking, speed, hard cornering, and distraction, and insights in how to improve this

  • Vehicle health - providing information on alerts retrived from the vehicle, translated into user-friendly, actionable language and a channel to resolve

  • Insights and recommendations based on trend analysis


✅ Tasks and activities

Working with the Product and Design team, my responsibilities on this project included:

  • Facilitated a Design Sprint to define the initial prototype

  • Led the team through iterations of design

  • Led design studio and critique sessions

  • Design of workflow and interfaces across the app